Get Your Home Documents Organized

march1As a homeowner, you accumulate all sorts of documentation the moment you make the offer on your home. Loan documents, inspections, insurance policies, receipts and warranties are just a few of the documents you may be collecting. Knowing where these items are can save you a lot of time and money.

Keep closing papers such as the deed, settlement statement, appraisal, disclosures, mortgage note, inspections and title insurance policy together in one place—preferably in a safe deposit box.

For other records, a practical record-keeping system doesn’t have to be expensive. Purchase an accordion file and label each flap with a different category. Those might include:

  • Insurance Policies
  • Purchase and House Data
  • Property Taxes
  • Home Maintenance and Improvements
  • Warranties, Manuals and Receipts
  • Home Inventory

Organizing your home files may take a considerable amount of time initially, but it will definitely be time well spent in the event you need the documents in the future.

For more home tips, follow us on Facebook. Looking for a new home in the Kansas City area? Visit us at BHHSKCRealty.com!

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